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Beaverton Oregon Real Estate and more: Want to buy a home, but you need to repair your credit first? I maybe able to help (FOR FREE)

When you are thinking of buying real estate in Beaverton, Oregon, one of the first things you should do is get in contact with a mortgage broker to see how much home you can afford and if there is any credit repair needed. With that being said, credi trepair and monitoring is one of the toughest things to do during the process of buying a home if you don’t know what you are doing.

This is where I may be able to help. You see, I run into a lot of people that might be ready to purchase a home. They have the down payment, have the closing costs, but their credit score doesn’t fall within the range that is required by today’s more restrictive guidelines. But, what if there was a way to monitor your credit score, and even boost it by up to 100 points in 45 days, all for free?

Well, I, along with one of my mortgage brokers, have been able to do exactly this. In some cases we have been even able to raise a score or two by even more that 100 points, just by showing them a few quick and simple credit repair secrets that don’t involve cheating the system by writing letters to every creditor and getting your score temporarily increased. These are ways to improve your score through legitimate ways of just paying your cards down through scoring models.

One person we worked with was able to raise their score by 103 points by paying $13 on one of her cards! The reason was because she had a $100 store credit card that had $45 dollars on it and that took her over the 33% of used credit and the credit card companies were punishing her for that. She paid the $12, got it under the 33% and her score skyrocketed!

So, if you are interested in buying a home in the Beaverton, Oregon, real estate market and need help with credit repair to get to the point where you can reach that dream of home ownership, Click on the picture of the book or here and you will be taken to a page where you can download your own copy of the book.

Respect Realty LLC (Expect More)


At Respect Realty, LLC our agents believe in 100% dedication to client satisfaction.  We specialize in property and land acquisition around the Portland Metro and Vancouver, WA area. We delight in working with first time home buyers and sellers to guide them from start to finish. Our doors are always open and we are always happy to assist you with your real estate questions.


Reach out today, we look forward to talking with you!


Todd Clark and Seraina Aguayo (Owners of Respect Realty)

Respect Realty LLC (Expect More)



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Comment balloon 6 commentsRespect Realty LLC • July 21 2009 08:43AM


Everyday I get phone calls for people wanting to buy a house. One out of ten have consulted a mortgage broker first... Ten percent is not a great average but it's a start...

Posted by Paul S. Henderson, REALTOR®, CRS, Tacoma Washington Agent/Broker & Market Authority! (RE/MAX Northwest.) almost 10 years ago

Todd, That is a great tool to offer buyers in this market (any market, actually). It's amazing that just by doing a few things differently that credit is markedly improved!

Posted by Wanda Kubat-Nerdin - Wanda Can!, So Utah Residential, Referral & Relocation REALTOR (Prado Real Estate South) almost 10 years ago

This is not an exact science.  However, if used properly, then this is something really appropriate.  Used wisely, it can be a great thing for us all.

Posted by Larry Bettag, Vice-President of National Production (Cherry Creek Mortgage Illinois Residential Mortgage License LMB #0005759 Cherry Creek Mortgage NMLS #: 3001) almost 10 years ago

One person we worked with was able to raise their score by 103 points by paying $13 on one of her cards!

Todd, that is very impressive and this information is so important to get out there. I'll bet there are a lot of buyers who have given up on the idea of buying a home because of their credit.

Posted by Barb Szabo, CRS, E-pro Realtor, Cleveland Ohio Homes (RE/MAX Trinity Brecksville Ohio) almost 10 years ago


Amazing how one can really increase theor credit in the smallest of ways.

Posted by Tom Braatz Waukesha County Real Estate 262-377-1459, Waukesha County Realtor Real Estate agent. SOLD! (Coldwell Banker) almost 10 years ago

Thank you everyone for your wonderful comments, sometimes the easiest things can raise your credit score. That 103 points was just by bringing her debt to limit ratio down below 30% and that is how close she was. I was amazed at something so little increased her score so much!

Posted by Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate (Respect Realty LLC) almost 10 years ago

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