When you are thinking of
buying real estate in Beaverton, Oregon, one of the first things you
should do
is get in contact with a mortgage broker to see how much home you can
afford
and if there is any credit repair needed. With that being
said, credit
repair
and monitoring is one of the toughest things to do during the process
of buying
a home if you don’t know what you are doing.

This
is where I may be able
to help. You see, I run into a lot of people that might be
ready to
purchase a
home. They have the down payment, have the closing costs, but their
credit
score doesn’t fall within the range that is required by today’s more
restrictive guidelines. But, what if there was a way to monitor your
credit
score, and even boost it by up to 100 points in 45 days, all for free?
Well, I, along with one
of my mortgage brokers, have been able to do
exactly
this. In some cases we have been even able to raise a score or two by
even more
that 100 points, just by showing them a few quick and
simple credit
repair
secrets that don’t involve cheating the system by writing letters to
every
creditor and getting your score temporarily increased. These are ways
to
improve your score through legitimate ways of just paying your cards
down
through scoring models.
One person we worked with was able to raise their score by 103 points by paying $13 on one of her cards! The reason was because she had a $100 store credit card that had $45 dollars on it and that took her over the 33% of used credit and the credit card companies were punishing her for that. She paid the $12, got it under the 33% and her score skyrocketed!
So, if you are interested in buying a home in the Beaverton, Oregon, real estate market and need help with credit repair to get to the point where you can reach that dream of home ownership, Click on the picture of the book or here and you will be taken to a page where you can download your own copy of the book.

Todd Clark - Broker / Sales Coach
Palazzo Realty Group
Phone: (503)524-9494
Fax: (503)622-8739






©2009 Todd Clark - Beaverton Oregon Real Estate and more: Want to buy a home, but you need to repair your credit first? I maybe able to help (FOR FREE)

Todd Clark and the Friendly Home Team
Knipe Realty
Todd@IFoundYourNewHome.com
Phone: (503)524-9494
Fax: (503)746-9573
I am a licensed Realtor who specializes in Washington County, Oregon and also work in both Clackamas and Multnomah Counties including the cities of Aloha, Beaverton, Canby, Clackamas, Gladstone, Gresham, Happy Valley, Hillsboro, Milwaukie, Oregon City, Sherwood and Tigard. All information contained in these posts are copyrighted and cannot be used without prior written approval authorization from the author me Todd Clark. If you are looking for an outstanding agent please give me a call I would love to help you with all your real estate needs.

What if there was a way you could search the MLS for FREE just like Realtors
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Everyday I get phone calls for people wanting to buy a house. One out of ten have consulted a mortgage broker first... Ten percent is not a great average but it's a start...
Todd, That is a great tool to offer buyers in this market (any market, actually). It's amazing that just by doing a few things differently that credit is markedly improved!
This is not an exact science. However, if used properly, then this is something really appropriate. Used wisely, it can be a great thing for us all.
One person we worked with was able to raise their score by 103 points by paying $13 on one of her cards!
Todd, that is very impressive and this information is so important to get out there. I'll bet there are a lot of buyers who have given up on the idea of buying a home because of their credit.
Todd
Amazing how one can really increase theor credit in the smallest of ways.
Thank you everyone for your wonderful comments, sometimes the easiest things can raise your credit score. That 103 points was just by bringing her debt to limit ratio down below 30% and that is how close she was. I was amazed at something so little increased her score so much!