Living Beaverton - Your guide to everything Beaverton


Your credit score can cost you over $300 a month in mortgage payments, so call and fix it now!

Photo courtesy of Woodsy I still have clients I have been working with that called me 2 years ago to buy a house
. Now, I wasn't actively showing them homes, but rather working on their credit with them. You see the problem was that they could get a loan, but the payments would be about $200 more than they wanted to pay.

What was the problem? They had less than stellar credit. Now that they have stellar credit because of some advice I gave 2 years ago and I have been constantly working with them. Now they are making more at work, so they can start looking for a home, and their payments are now $100 less than what they were comfortable with just 2 years ago.

Did they give up on the dream 2 years ago? Yes, but I didn't give up on them and that was the difference. I showed them how to take control of their lives and their credit and now they are in control and much happier for it.

So, if you are a person that wants to buy a home, but you don't like the payments you are being quoted because of your less than stellar credit, give me a call. Sometimes it could be only a few things on your credit that I can show you how to fix. Your dream of home ownership may not be over. I won't give up on you if you won't either.

If you give me a call and find out when my next open house is, I will invite you to sit down with me and we can get you on the right track to stellar credit.

Respect Realty LLC (Expect More)


At Respect Realty, LLC our agents believe in 100% dedication to client satisfaction.  We specialize in property and land acquisition around the Portland Metro and Vancouver, WA area. We delight in working with first time home buyers and sellers to guide them from start to finish. Our doors are always open and we are always happy to assist you with your real estate questions.


Reach out today, we look forward to talking with you!


Todd Clark and Seraina Aguayo (Owners of Respect Realty)

Respect Realty LLC (Expect More)



Thinking of buying? Start your home search by clicking here
Thinking of selling? Find how much your home is worth by clicking here


Don't forget to follow us on Social Media to keep up with the latest real estate information






Comment balloon 10 commentsRespect Realty LLC • September 25 2008 10:15AM



Instead of focusing on the bailout debacle and the mess in the real estate industry (things we can't change), we need to concentrate on the sea of people out there ready to buy and sell them something!!! Thanks,   Fran

Posted by Fran Gaspari, "The Title Man" - Title Insurance - PA & NJ (Patriot Land Transfer, Inc.) almost 12 years ago

Kudo's for sticking with them and they with you.  It is a difficult task to work through credit issues with buyers but by education, time and dedication it works out as a win-win for you both!

Posted by Leslie Stewart, Realtor, ABR, CRS, Oregon Licensed Broker (Oregon Licensed Broker with Berkshire Hathaway HomeServices Real Estate Professionals) almost 12 years ago

This is what I love to see, a win-win situation. Even if the buyer doesn't go with you in the end, they will remember how you helped them, and that in turn could lead to a referral. Great article, thanks:)

Posted by DJ Swanepoel (Real Estate Wiki) almost 12 years ago

How cool of you to hold their hand through the process - and to patiently bring them!

Posted by Liz Moras Migic, Chilliwack, British Columbia - Realtor almost 12 years ago

Good Job Todd. If you had shown them the homes that were available then, now they could be part of the sub prime mess. It is better to help someone improve.

Posted by Fred Chamberlin, Oak Harbor/Whidbeynulls, #1 Experienced FHA Mortgage Consultant (Guild Mortgage Co - Oak Harbor WA) almost 12 years ago

This is the same thing I do with my clients. Often times people don't realized how important their credit score can be and that their are ways for them to improve it.

Posted by Jen Tran (Las Vegas Mortgage) over 11 years ago

Fran - These people just need hope and someone to believe in them. Most people they have contacted heard their situation and ran the other way instead of reaching a hand out to help.

Leslie - I'm glad they stick it out also, but knowing I helped someone is a pretty good reward.

Posted by Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate (Respect Realty LLC) over 11 years ago

Dj - They may never buy you are correct, but I have had referrals from these clients you are correct.

Liz - This business is about the long term, not the quick buck. Those that are in it for the quick buck won't be around very long.

Posted by Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate (Respect Realty LLC) over 11 years ago

Fred - The best part is now these clients are actually saving even more because of the price drops in homes.

Las Vegas Mortgage - I find a lot of mortgage brokers just throw these leads in the garbage instead of help them and then give them a loan in a year or so.

Posted by Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate (Respect Realty LLC) over 11 years ago

Many brokers don't understand the power of credit repair.

Posted by Jen Tran (Las Vegas Mortgage) over 11 years ago

This blog does not allow anonymous comments