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Hard money lending can be your secret path through the investing maze


Hard money lenders are a wonderful source of quick money, which is lent on a short term basis for real estate investing,and secured by the real estate. The loans are based on LTV ratio and credit scores don't really matter.

These loans are usually in lengths from 6 months to a year maximum.The hard money lenders usually charge a higher amount of interest and most of the time also charge points.

Photo courtesy of svilen001

What is the advantage of hard money loans? You can have themoney quickly, usually within days. My investor showed the value to the hard money lenders, when he used it on a fixer property, that the banks wouldn't lend on. He got a hard money loan for the after repair value and fixed the property up in 3 months. Then, he put it back on the market and made an $112,000 profit and paid back the lender in 4 months time. It only cost him about $14,000.

The cost does seem high, but if what did he do? He got a home that he wouldn't have been able to get before without cash and he made $98,000. He is now doing this over and over despite the traditional banks all saying NO and the money isn't due until he is done with the project.

Since my investor showed me about the value of hard money lenders, I have started to use them myself. I now am buying fixer properties with none of my own money and making more money. I am being given money by people that I have never met, just so I can make money with my investments and the hard money lender is making $15,000 plus on a$150,000 in only 4-6 months time. No other investment pays them that well and I am making $100,000 on that $15,000 also. It truly is a win-win for both me and my hard money lender.

Since my investor showed me this technique, I have started to build a list of hard money lenders and would love to show you how these short term loans and lead you to riches as has my other investors.


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Respect Realty LLC (Expect More)


At Respect Realty, LLC our agents believe in 100% dedication to client satisfaction.  We specialize in property and land acquisition around the Portland Metro and Vancouver, WA area. We delight in working with first time home buyers and sellers to guide them from start to finish. Our doors are always open and we are always happy to assist you with your real estate questions.


Reach out today, we look forward to talking with you!


Todd Clark and Seraina Aguayo (Owners of Respect Realty)

Respect Realty LLC (Expect More)



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Comment balloon 0 commentsRespect Realty LLC • April 29 2007 01:38AM


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