You deserve to own a home and I will tell you that again tomorrow, the next day, and even the day after that. But, today I met a person who had always wanted to own a home near his parents in Beaverton,Oregon, but 4 years ago was told by someone that they didn’t deserve to own a home and he believed them.
WHAT? Don’t deserve to own a home? I think home ownership is something that everyone should have a right to do. But, this person was told by a co-worker at one time that he didn’t deserve to own a home because they had bad credit. As a lot of people did when they were younger, they made mistakes when it came to credit. His friend, a client of mine, said, “Dude, you need to talk to Todd, because if anyone can get you into a home, he can. He has ways to get you into a home without bank financing, using lease options or owner financing. So, even with your credit you can own a home.”
I asked this person how their credit was now and he said he thinks it was pretty bad. He said,“I was late on lots of bills and even had some charge offs, I really did screw up.” I replied, “Fine, life happens. But let’s get you in contact with my mortgage broker and see what we can improve. Then we can come up with a plan to work on that credit and a timeline so you can own a home that you deserve to own!”
We called one of my preferred mortgage brokers and today I got the call. He not only deserves to own a home, he deserved it years ago. This person that thought they didn’t deserve to own a home because of some discouraging words from a co-worker years ago had a 740 credit score. I got the pleasure of calling this person and telling them yes, they deserve to own a home!
So, if you are a person that thinks you have bad credit, give me a call, I would love to tell you that you also deserve to own a home. But, even if you don’t have the credit to buy today, I still think you deserve to own a home. If you want I will set you up with a plan to pay down your debt and bring your credit score to a level that can make it so you can buy a home a lot sooner than you think.
Todd Clark (Principal Broker)